Kuching: A recent case of loan fraud has prompted fresh reminders for the public to stay vigilant when dealing with financial matters.
Special Assistant to Stampin MP Chong Chieng Jen, Michael Kong Feng Nian, highlighted that what may seem like an easy fix through moneylenders often turns into long-term stress, harassment, and even financial ruin.
He urged those in financial need to seek help only from licensed and regulated institutions.
Michael Kong also warned against trusting individuals who contact victims claiming to represent someone else without proper verification.
“Always speak directly to the relevant party through official channels before making any decisions or payments. Scammers often prey on fear and urgency, so take a moment to pause and verify,” he said in a statement.
Regarding the loan fraud, Michael Kong stated that he had recently been approached by Madam Jong, a victim of harassment and deception following a personal loan she had taken from a moneylender.
“In her attempt to put an end to the constant threats and intimidation, she lodged a police report against the moneylender.
“However, before she could notify anyone about the report, she received a phone call from an individual identifying himself as ‘Raymond, ’” he said.
Michael Kong said, “Raymond” claimed to represent the moneylender, and he offered to “resolve” the issue complained of in the police report amicably.
“Trusting his word, Madam Jong was told that the debt could be fully settled for RM11,000. She followed the instructions and made the payment.
“Just a week later, ‘Raymond’ contacted her again, this time demanding an additional RM5,000 as a supposed “full and final settlement.” Alarmed and sensing something was amiss, Madam Jong reached out to me for assistance,” he said.
Michael Kong added, following his guidance, she lodged a second police report and met directly with the actual moneylender, who denied any knowledge of “Raymond.”
“The moneylender also revealed that another customer had experienced a similar scam, raising concerns that police reports may have been leaked.
“Evidence indicated that ‘Raymond’ had access to details contained in the police report, including a typographical error in the moneylender’s name that was replicated in his messages.
“Fortunately, after discussions, the moneylender agreed to waive all accrued interest, requiring only repayment of the remaining principal. Madam Jong promptly complied,” Michael Kong said.
He emphasised that the community must work together to protect one another against fraud and exploitation, encouraging anyone in a similar situation to seek assistance immediately.
